Wednesday, July 03, 2019
赚钱的4层境界，你在哪一层？
source : https://klse.i3investor.com/blogs/kianweiaritcles/213312.jsp
“如果有一天，我财富自由了，我就……”
省略号部分，请大家自行填充。我猜，你一定幻想过自己财富自由的那一天。
但财富自由哪有那么容易，如果没有对财富自由的正确认知，你绝对不可能实现财富自由。
有一个现象，很多年轻人，90后甚至00后，居然能在短短几年内就实现了财富自由。
这很恐怖，财富自由是很多人幻想了一辈子都没做到的事，这些年轻人凭什么？
还有一个现象，以前那个能力与你相当，出身并不比你好，还没你努力的同事，有一天突然年薪百万了。
你一定满脑子都是问号，为什么啊？
原因就在于，他们对财富自由有正确的认知，并付诸了行动，而你并没有。
什么是财富自由？在众多解释中，我最认可李笑来老师对财富自由的定义：
所谓的财富自由，指的是某个人再也不用为了满足生活必需，而出售自己的时间了。
你可能会说，搞错了吧，财富自由不是钱的自由，而是时间的自由？
这很可能颠覆你的认知，但你没有看错，上面这句话，就是对财富自由最本质的解释。财富自由最重要的，不是财富，而是时间。
你去看所有实现了财富自由的人，他们是不是都把时间看得极为重要。
为什么？
因为时间是唯一的、每个人都相同、无法凭空创造的最稀缺的资源。
然而，大多数人每天的工作，都是拿着最稀缺的时间换取少得可怜的金钱。
明白了财富自由的定义，明白了时间的重要性，接下来才能谈赚钱的4层境界，因为这4层境界，每一层都和时间有关。
当你考虑要不要换工作，当你思考未来的方向，当你幻想着财富自由，如果你理解了赚钱的4层境界，你就知道该怎么选择了。
01
工作的本质是价值交换的过程
你怕老板吗？
你可能会说，这个问题还用问？当然怕，工资得老板发，老板是我的衣食父母。
怕老板是员工的基本心理状态，这很正常。但有些人，并不怕老板，他们敢给老板提建议，敢表达自己的看法，甚至敢和老板吵架。
为什么？
因为他们并没有把自己看得低人一等，他们是用一种平等的视角来看待自己和老板的关系，他们知道自己的核心价值，知道这只是合作的关系而已。
你工作了这么多年，探究过工作的本质吗？
所谓的工作，其实是一个价值交换的过程——出售你的时间和能力，通过公司进行变现。
所以，你知道他们为什么不怕老板了吧，因为他们知道这是一个价值交换的过程。
公司雇你，是因为公司需要你的能力，需要你的时间。而你，用时间和能力，换取金钱的回报。
当你明白了这个道理，才能算是进入了赚钱的第一层境界。
处于第一层境界的人，我称为打工者，这也是绝大多数职场人士的身份。
所谓的打工者，其实就是单纯的出售自己的时间，来换取老板的工资。他们的同一份时间只能出售一次。
典型的打工者思维是：我是给老板打工的，老板让干嘛就干嘛，公司需要我做什么就做什么，我出售自己的时间来换取工资。
他们更关心，老板给多少钱，钱什么时候到账，年底奖金有多少，明年会不会加薪。
所以，处在第一层境界的打工者，会在自己的岗位上，不断提高自己单位时间所创造出的价值，以便换取更高的工资。
虽然提高自己单位时间所创造出的价值，线性的发展，也是一个不错的选择，但是想要财富自由，这还远远不够。
所以，在第一层，我建议你不要待太久，否则会麻木，但遗憾的是，很多人工作多年，至今还停留在打工者这个层面，无法自拔。
02
你的成长，才是你的第一目标
工作中，什么最重要？
答案是，你的成长。
为什么你有10年经验，却成不了专家？
因为你陷入了低水平的重复，你用打工者思维，把1年经验用了10年而已。
刚才说了，工作的本质，是价值交换的过程，所以打工者出力的程度是和老板给多少钱成正相关的。
他们只能被动的成长，不去碰新的事，不给自己招惹麻烦，在自己的舒适圈里呆着，每个月拿固定的工资就好。
但有些人却恰恰相反，他们总是把很多有挑战的事都揽在自己身上，主动寻求变化，做很多本职工作以外的事。
这类人通常会被人看成傻子，原因也很简单，因为老板就给那么些钱，你还要自己多干那么多的活儿，这不是傻又是什么?
他真的傻吗？当然不是，他只是和打工者的思维方式有所不同，比起每月的固定工资，他更在意自己的成长。
打工者是在自己的岗位上被动的成长，而这类人，他们主动寻求成长，我把这类人称为成长者。
两者最大的不同，打工者给老板打工，成长者给自己打工。
所以，同一份工作，有的人却能做到收入翻倍。
如何做？把自己的同一份时间出售两次就好了：
一次出售给老板—— 因此获得了工资；
一次出售给自己—— 因此获得了成长。
成长者是赚钱的第二层境界——把同一份时间出售两次，一次出售给老板，一次出售给自己。
成长者所考虑的，是让自己变得更值钱，所以他们是给自己打工的，给老板打工只是顺带的事。
对成长者来说，工资并不是他们考虑的第一选项，他们更在意所做的工作，能不能给自己带来知识、经验、技能的积累，进而产生复利效应，在未来产生更大的收获。
这其实就是投资思维，把一切都投资到自己的成长中。
投资的本质，是跨时期的收益最大化，以及风险最小化。
这个跨时期，包括现在，也包括未来。所以，投资你的成长，是在投资你的未来。
社交媒体上有一个著名的励志公式：
你每天成长1%，一年后，你就成长了38倍；
你每天倒退1%，一年后，你就成了渣渣。
尽管这个复利公式是励志公式，真实情况却根本做不到。但是，这给我们提供了一种方式，一切的成长都需要你时间的积累。
为什么做不到？
所谓的复利公式，其本质就是：做事情A，会导致结果B；而结果B，又会反过来加强A，不断循环。
你每天的进步不可能每次都能加强到明天的工作，所以肯定做不到。
虽然做不到，但却可以给我们提供一个事值不值得做的判断方法，可以从价值和复利这两个层面来判断。
价值，对应着当下，可以是心智、情感、身体和物质等层面，复利，对应着未来，指现在做的事对未来有没有价值。可分为4个象限：
高价值、高复利：锻炼身体；找到真爱；习得一种思维模型。
高价值、低复利：买当季流行衣服；玩手机游戏；看网络小说。
低价值、高复利：学习写作；读哲学书；刻意练习一个技能。
低价值、低复利：漫无目的的刷微博；关注各种明星的离婚新闻；窥视陌生人隐私。
毫无疑问，你一定要选择高复利的事做，不管现在的价值是高是低。
你要选择一份工作，就可以用这4个象限来做判断。
如果这份工作不能给你带来高复利，那不管老板给再多的钱，我劝你都不要做，因为在工作中，成长，才是你该考虑的第一目标。工作中最大的风险，就是没有成长。
如果这份工作没有成长，那你只是在廉价的出售自己的时间，是一个打工者。
所以我不会建议别人下了班后还去兼职开个滴滴，因为这不能给你带来高复利。
就好像餐厅里的年轻服务生，端出来的是饭菜，端进去的是青春。
没有任何歧视，这只是现实。现在很多所谓的白领其实也是一样的，每月上着固定的班，领着固定的工资，本质上，和端菜的服务生，没任何区别，都是打工者思维。
最近几年流行一种叫做斜杠青年的生活方式，指一个人做多份工作，来获取多份收入。
很多年轻人都心向往之。
但你可别被表象给迷惑了，那些盲目跟从的人，根本没有明白斜杠青年的本质是什么。
我要告诉你，斜杠青年不是目的，而是结果，是你能力到达了一定水平过后，发现好多事都可以做。
这只是你同一种能力的不同表现方式而已，但很多人，把斜杠青年理解成了兼职，去做了很多事，但这些事却没有内在联系，并不能给你带来成长。
切记，斜杠青年不等于兼职。
前段时间，甲骨文裁员900人。
为什么？
这就是打工者的命运，没有投资思维，在一个稳定的环境，跨时期的收益，因为没有成长，就只有少的可怜的工资收入，而风险却达到了最大。
所以并不是时代抛弃你，时代一直在进步，而且从来没有停过，唯一的解释，就是你自己抛弃了自己，放弃了成长。
03
赚钱的最正确姿势，是躺着
第一层境界——打工者：同一份时间，出售一次。
第二层境界——成长者：同一份时间，出售两次。
第三层境界，你可能已经猜到了，就是把你的同一份时间，出售很多次，我把达到第三层境界的人，称为IP者。
如果说，打工者是给老板打工，成长者是一半给自己打工一半给老板打工，那IP者就完全是给自己打工了。
那如何做到把自己的同一份时间，出售很多次呢？
举几个例子。
薛兆丰老师是北京大学的经济学教师，以前在学校上课，但后来，他在得到APP开设了一门叫做《薛兆丰的经济学课》的音频课，至今已卖了40万份。
从央视出来的樊登老师，创立了樊登读书APP，每周通过视频解读一本书的精华知识点，至今已有1800万用户。
从新东方出来的李笑来老师，2005年写了本书《TOEFL 核心词汇21 天突破》，2007年写了本书《把时间当作朋友》，这两本书，至今依然畅销。
不管是薛兆丰、樊登还是李笑来，他们所创造出的价值，都是一次创造、永久收益，只要创造完成，以后所花的时间，几乎为0.
你可能会问，这些人都是顶级的大咖，普通人根本做不到。
那我再举一个普通人能够做到的例子。
PPT应该是每一个职场人士都必备的技能了，但你每天用这项技能都只是为了给客户演示，给领导演示，你有没有想过用它来赚钱？
有个人叫冯注龙，90后，通过制作PPT模板，连续3年获得WPS年度最佳设计师称号，光靠PPT模板就年入百万了。
这还没完，这哥们又跑去开了一门PPT的课程，教别人怎么成为PPT大师，现在他已经年入千万了。
同样一个技能，你只是停留在“用”这个层面，但有人的想法就不一样，他会把这项技能的核心提炼出来，然后出售给更多需要的人。
这就是把同一份时间，出售很多次的例子，有人说30岁后，应该把更多的时间用在追求“睡后收入”，这就是典型的例子，只要创造完成，即使是躺着睡觉，也能把钱挣了。
你是不是也想达到这种境界，那该怎么做？
前提是，你得先成为一名成长者，成长不仅仅只是在公司的行为，每个人的业余时间，才是真正拉开差距的时候。
还是回到工作的本质，工作的本质是价值交换的过程，你提供的价值，是真正被需要的，不仅被需要，而且还有很多人需要，你才能把它卖出去。
所以，要做到IP者，有三个步骤：
首先，你得创造独特的价值，被人需要，而且是一次创造，终身受益；
其次，你得被很多人需要；
最后，你得找到需要你的人。
04
用钱买别人的时间，是最划算的买卖
第一层境界——打工者：同一份时间，出售一次。
第二层境界——成长者：同一份时间，出售两次。
第三层境界——IP者：同一份时间，出售多次。
到了第三层境界，你发现你自己的时间价值已经到顶了，同一份时间已经出售多次了，还能怎么提升？
这也就是赚钱的第四层境界——用钱买别人的时间，创造了价值，然后再卖出去。
我把这类人称为资本者，有两种典型的人群：老板和投资人。
老板买员工的时间，创造产品或服务，然后卖出去；而投资人买的是老板的时间。
所以说到底，还是时间的买卖，只是到了第四层境界，时间是别人的时间。
这个境界的人，经常用钱买时间。
你去观察就会发现，为什么老板要请助理、要有司机、要坐头等舱？
因为他们觉得值啊，他们更看重的是自己的时间，所以他们考虑问题是从时间角度来考虑，而不是从钱的角度来考虑。
他们把琐碎的事交给助理，把时间用在更有价值的事情上，这事在他们眼里，是划算的。
还有的人，在没有喝酒的情况下，也请了代驾，为什么？因为他们可以在车上休息，或者处理一些更重要的事。
这些都是在用钱买别人的时间。
05
普通人在复利效应下，会积累成奇迹
为什么现在年轻人压力越来越大了？
原因是现在的成功案例太多了，大家都在宣扬成功，这并没有错，但是在看的人眼里，就会不自觉的和自己做比较。
越比较，就越有压力。
适当的压力其实是好事，但如果压力变成了压垮你的重物，那就太不划算了。
别人的成功，其实是因为他在成功之前，就已经找到了方法，并不断的努力，所以你只看见了他成功的结果，而没有看见他成功前的迷茫与焦虑。
就好像现在的朋友圈，所呈现的，都是美好的一面，都是一段时间内，某个精彩的瞬间，但那些不美好的一面，那些伤心难过，那些痛哭流涕，你是看不到的。
所以，你不要因为别人的结果，而打乱了自己的步伐，每个人的路，都是自己的。
这篇文章，虽然说的是赚钱的4层境界，但我最想告诉你的，并不是赚钱，而是成长。
你只有成长了，你才能创造更大的价值，才能被更多人需要，才能赚到更多的钱。
赚钱只是结果，成长才是原因。
所以，多一些耐心吧，现在重要的不是赚钱，而是成长。
普通人，在没有资源，没有背景，靠知识、经验、技能的积累，再有一些耐心，才是唯一的出路。
这其实就是复利效应。
复利效应被爱因斯坦称为是世界上第八大奇迹，只要你有着复利思维，总有一天，你会发现那个复利曲线的拐点，很快就会出现在你的生命中，而且，会比你预估的时间，还要快。
很多事情，都是坚持到了拐点，才会爆发出效果：
胡炜炜做了10年的汽车记者，才创办了摩拜；
papi酱是中央戏剧学院导演系的学生，在网上发布了几千条视频，才开始火起来；
所以，多一些耐心和坚持吧。
那些创业成功的人，都是创业了很久的老手了，只是以前的积累，你没有看到而已，你看到的，只是结果，而不是过程。
再说，那些失败的案例，因为你看不到，所以无感，但是失败的案例，比成功的，多到你根本无法想象的地步。
很多人其实并不是没有积累，只是在还没有等到拐点的时候，就放弃了。
得不到任何反馈，这个时候，唯一的反馈只能是自己，你只能笃信自己。
我以前挺理想主义的，认为做事考虑钱，是一个很俗的事，但现在我不这么认为了，虽然现在我也挺理想主义，但对钱的认知已经和以往大不相同。
赚钱，并不是为了享受虚荣，而只是不想被社会的惯性所控制。
钱不能给我们带来真正的快乐，但能够让你摆脱很多痛苦。生在地球上，人是社会性动物，有些宿命，终究逃不掉，唯有正面面对。
举个例子，在你没钱的时候，如果你的家人生了重病，会是什么感觉？
所谓的自由，可分为两种，一种是社会的自由，一种是精神的自由，钱能给你带来社会的自由。
虽然钱很重要，但你不能把你的目光盯在钱上面，而要把目光盯在创造价值上，还记得上面说的工作的本质吗？
你越想靠近钱，钱反而会离你越远。
你应该把目光放在成长上，放在创造价值上。还是那句话，赚钱，是结果，而不是目的。
来源：奇点不奇（zenglin776），作者：奇点不奇
Saturday, September 29, 2018
Thursday, September 15, 2016
[转贴] 假如你不工作了，你还有源源不断的收入吗？（深度好文）
A good article to share.
http://klse.i3investor.com/blogs/kianweiaritcles/104355.jsp
Some of the important notes:-
“有钱的定义是：
当自己不工作，或失去手头的工作时，
还可以让自己及家人衣食无忧地生活下去。
“赚多少钱不重要，能赚多久才是最重要的。
人在顺境中，一定要想想危机在哪里！
什么时候创造出持续收入，你就能在什么时候脱离贫穷。
从前有两座山，
一座山上住着“一休”和尚，
另一座山上住着“二休”和尚。
山上没有水。
每天一休与二休都需要到山下来挑水，
两人很快成为好朋友。
某一天，二休去挑水时，发现一休竟然没出现，
他想，或许一休生病了。
第二天，二休再去挑水，一休还是没出现，
二休就开始担心了，决定去探望一休。
上山后，他发现一休正在大树下打太极拳。
二休很惊讶地问道：
“一休，为什么你没有挑水还有水喝呢？
”一休回答说：“这3年来，我每天挑完水，
都会利用零碎时间来挖井。
现在我已经挖好一口井，
井水源源不绝地涌出，
从今以后，我再也不用下山挑水了！
我还可以省下很多时间，做我喜欢的事。”因此，
一休从此不用再挑水，
二休却依然不能休息。
这就是“一不做二不休”的由来。
选择比努力重要。
Thursday, October 22, 2009
笑笑生活没烦恼
一位女子，开出征婚条件有两点
1.要帅
2.要有车
电脑去帮她搜寻 结果:象棋
这位女子，不服搜出的结果又输入
1.要有漂亮的房子
2.要有很多钱
电脑去帮她再次搜寻的结果:银行
此女子仍然不失望，继续输入条件
1要长得酷
2又要有安全感
结果搜出的结果是:ultraman
此女子仍然不失望，还继续输入条件
1.要帅
2.要有车
3.要有漂亮的房子
4.要有很多钱
5要长得酷
6又要有安全感
电脑去帮她再次搜寻的结果: ultraman在银行玩象棋
1.要帅
2.要有车
电脑去帮她搜寻 结果:象棋
这位女子，不服搜出的结果又输入
1.要有漂亮的房子
2.要有很多钱
电脑去帮她再次搜寻的结果:银行
此女子仍然不失望，继续输入条件
1要长得酷
2又要有安全感
结果搜出的结果是:ultraman
此女子仍然不失望，还继续输入条件
1.要帅
2.要有车
3.要有漂亮的房子
4.要有很多钱
5要长得酷
6又要有安全感
电脑去帮她再次搜寻的结果: ultraman在银行玩象棋
Wednesday, October 14, 2009
Friday, October 09, 2009
Thank You For Your Time
Please take time to read till the end..
A young man learns what's most important in life from the guy next door.
It had been some time since Jack had seen the old man.
College, girls, career, and life itself got in the way.
In fact, Jack moved clear across the country in pursuit of his dreams.
There, in the rush of his busy life,
Jack had little time to think about the past and
often no time to spend with his wife and son.
He was working on his future, and nothing could stop him.
Over the phone, his mother told him, 'Mr. Belser died last night.
The funeral is Wednesday.'
Memories flashed through his mind like an old newsreel
as he sat quietly remembering his childhood days.
'Jack, did you hear me?'
'Oh sorry, Mom. Yes, I heard you. It's been so long since I thought of him.
I'm sorry, but I honestly thought he died years ago,' Jack said.
'Well, he didn't forget you. Every time I saw him he'd ask how you were doing. He'd reminisce about the many days you spent over
'his side of the fence' as he put it,' Mom told him.
'I loved that old house he lived in,' Jack said.
'You know, Jack, after your father died, Mr. Belser stepped in
to make sure you had a man's influence in your life,' she said.
'He's the one who taught me carpentry,' he said.
'I wouldn't be in this business if it weren't for him.
He spent a lot of time teaching me things he thought were important..
Mom, I'll be there for the funeral,' Jack said.
As busy as he was, he kept his word.
Jack caught the next flight to his hometown.
Mr. Belser's funeral was small and uneventful.
He had no children of his own, and most of his relatives had passed away.
The night before he had to return home,
Jack and his Mom stopped by to see the old house next door one more time. Standing in the doorway, Jack paused for a moment.
It was like crossing over into another dimension, a leap through space and time..
The house was exactly as he remembered.
Every step held memories.
Every picture, every piece of furniture..
Jack stopped suddenly.
'What's wrong, Jack?' his Mom asked.
'The box is gone,' he said.
'What box?' Mom asked.
'There was a small gold box that he kept locked on top of his desk.
I must have asked him a thousand times what was inside..
All he'd ever tell me was 'the thing I value most,' Jack said.
It was gone.
Everything about the house was exactly how Jack remembered it,
except for the box. He figured someone from the Belser family had taken it.
'Now I'll never know what was so valuable to him,'Jack said.
'I better get some sleep. I have an early flight home, Mom.'
It had been about two weeks since Mr. Belser died.
Returning home from work one day,
Jack discovered a note in his mailbox.
'Signature required on a package. No one at home.
Please stop by the main post office within the next three days,' the note read.
Early the next day Jack retrieved the package.
The small box was old and looked like it had been mailed a hundred years ago. The handwriting was difficult to read,
but the return address caught his attention.
'Mr. Harold Belser' it read.
Jack took the box out to his car and ripped open the package.
There inside was the gold box and an envelope.
Jack's hands shook as he read the note inside.
'Upon my death, please forward this box and its contents to Jack Bennett.
It's the thing I valued most in my life.'
A small key was taped to the letter.
His heart racing, as tears filling his eyes!
Jack carefully unlocked the box.
There inside he found a beautiful gold pocket watch.
Running his fingers slowly over the finely etched casing, he unlatched the cover.
Inside he found these words engraved:
'Jack, thanks for your time! - Harold Belser.'
'The thing he valued most was..my time.'
Jack held the watch for a few minutes then called his office
and cleared his appointments for the next two days.
'Why?' Janet, his assistant asked.
'I need some time to spend with my son,' he said.
'Oh, by the way, Janet..thanks for your time!'
'Life is not measured by the number of breaths we take
but by the moments that take our breath away,'
^
^
Think about this..you may not realize it, but it's 100% true.
1. At least 2 people in this world love you so much that they would die for you.
2. At least 15 people in this world love you in some way.
3. A smile from you can bring happiness to anyone, even if they don't like you.
4. Every night, SOMEONE thinks about you before they go to sleep.
5. You mean the world to someone.
6. If not for you, someone may not be living.
7. You are special and unique.
8. When you think you have no chance of getting what you want,
you probably won't get it,
but if you trust God to do what's best and wait on His time,
sooner or later, you will get it or something better.
9. When you make the biggest mistake ever,
something good can still come from it.
10. When you think the world has turned its back on you, take a look;
you most likely turned your back on the world.
11. Someone that you don't even know exist, loves you.
12. Always remember the compliments you received.
Forget about the rude remarks.
13. Always tell someone how you feel about them;
you will feel much better when they know and you'll both be happy.
14. If you have a great friend, take the time
to let them know that they are great.
TQ 4 your time
A young man learns what's most important in life from the guy next door.
It had been some time since Jack had seen the old man.
College, girls, career, and life itself got in the way.
In fact, Jack moved clear across the country in pursuit of his dreams.
There, in the rush of his busy life,
Jack had little time to think about the past and
often no time to spend with his wife and son.
He was working on his future, and nothing could stop him.
Over the phone, his mother told him, 'Mr. Belser died last night.
The funeral is Wednesday.'
Memories flashed through his mind like an old newsreel
as he sat quietly remembering his childhood days.
'Jack, did you hear me?'
'Oh sorry, Mom. Yes, I heard you. It's been so long since I thought of him.
I'm sorry, but I honestly thought he died years ago,' Jack said.
'Well, he didn't forget you. Every time I saw him he'd ask how you were doing. He'd reminisce about the many days you spent over
'his side of the fence' as he put it,' Mom told him.
'I loved that old house he lived in,' Jack said.
'You know, Jack, after your father died, Mr. Belser stepped in
to make sure you had a man's influence in your life,' she said.
'He's the one who taught me carpentry,' he said.
'I wouldn't be in this business if it weren't for him.
He spent a lot of time teaching me things he thought were important..
Mom, I'll be there for the funeral,' Jack said.
As busy as he was, he kept his word.
Jack caught the next flight to his hometown.
Mr. Belser's funeral was small and uneventful.
He had no children of his own, and most of his relatives had passed away.
The night before he had to return home,
Jack and his Mom stopped by to see the old house next door one more time. Standing in the doorway, Jack paused for a moment.
It was like crossing over into another dimension, a leap through space and time..
The house was exactly as he remembered.
Every step held memories.
Every picture, every piece of furniture..
Jack stopped suddenly.
'What's wrong, Jack?' his Mom asked.
'The box is gone,' he said.
'What box?' Mom asked.
'There was a small gold box that he kept locked on top of his desk.
I must have asked him a thousand times what was inside..
All he'd ever tell me was 'the thing I value most,' Jack said.
It was gone.
Everything about the house was exactly how Jack remembered it,
except for the box. He figured someone from the Belser family had taken it.
'Now I'll never know what was so valuable to him,'Jack said.
'I better get some sleep. I have an early flight home, Mom.'
It had been about two weeks since Mr. Belser died.
Returning home from work one day,
Jack discovered a note in his mailbox.
'Signature required on a package. No one at home.
Please stop by the main post office within the next three days,' the note read.
Early the next day Jack retrieved the package.
The small box was old and looked like it had been mailed a hundred years ago. The handwriting was difficult to read,
but the return address caught his attention.
'Mr. Harold Belser' it read.
Jack took the box out to his car and ripped open the package.
There inside was the gold box and an envelope.
Jack's hands shook as he read the note inside.
'Upon my death, please forward this box and its contents to Jack Bennett.
It's the thing I valued most in my life.'
A small key was taped to the letter.
His heart racing, as tears filling his eyes!
Jack carefully unlocked the box.
There inside he found a beautiful gold pocket watch.
Running his fingers slowly over the finely etched casing, he unlatched the cover.
Inside he found these words engraved:
'Jack, thanks for your time! - Harold Belser.'
'The thing he valued most was..my time.'
Jack held the watch for a few minutes then called his office
and cleared his appointments for the next two days.
'Why?' Janet, his assistant asked.
'I need some time to spend with my son,' he said.
'Oh, by the way, Janet..thanks for your time!'
'Life is not measured by the number of breaths we take
but by the moments that take our breath away,'
^
^
Think about this..you may not realize it, but it's 100% true.
1. At least 2 people in this world love you so much that they would die for you.
2. At least 15 people in this world love you in some way.
3. A smile from you can bring happiness to anyone, even if they don't like you.
4. Every night, SOMEONE thinks about you before they go to sleep.
5. You mean the world to someone.
6. If not for you, someone may not be living.
7. You are special and unique.
8. When you think you have no chance of getting what you want,
you probably won't get it,
but if you trust God to do what's best and wait on His time,
sooner or later, you will get it or something better.
9. When you make the biggest mistake ever,
something good can still come from it.
10. When you think the world has turned its back on you, take a look;
you most likely turned your back on the world.
11. Someone that you don't even know exist, loves you.
12. Always remember the compliments you received.
Forget about the rude remarks.
13. Always tell someone how you feel about them;
you will feel much better when they know and you'll both be happy.
14. If you have a great friend, take the time
to let them know that they are great.
TQ 4 your time
Tuesday, October 06, 2009
Australia Raises Rates, First G-20 Nation
http://online.wsj.com/article/SB125480012867566719.html
Australia start to raise interest rate, will the investment clock start move?
Australia start to raise interest rate, will the investment clock start move?
Investment Clock
I started to adopt this investment clock whereby I look at the current investment time and park my money in the right asset.
Do you know what is the time now?
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